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WavePay App

Introduced by Wave Money, WavePay is a mobile wallet application that you can use with your mobile phone anytime, anywhere. It’s an application that you can simply download and self-register to start using. With WavePay application, you can cash in/out money, top up mobile, pay bills, repay loans, purchase tickets etc.

One-stop App
One-stop App
Self-registration
Self-registration
Instant and secure transfer
Instant and secure transfer
Available 24/7
Available 24/7
WavePay to WavePay free transfers
WavePay to WavePay free transfers
Transaction history up to 3 months
Transaction history up to 3 months
QR payment
QR payment
Easy cash in/out
Easy cash in/out
App Image
One-stop App
One-stop App
Self-registration
Self-registration
Instant and secure transfer
Instant and secure transfer
Available 24/7
Available 24/7
WavePay to WavePay free transfers
WavePay to WavePay free transfers
Transaction history up to 3 months
Transaction history up to 3 months
QR payment
QR payment
Easy cash in/out
Easy cash in/out

Download WavePay App

You can download WavePay app by searching ‘WavePay’ on your respective app stores. You can also click on the button below to go to the app stores directly.

Learn How To Register WavePay Account

After downloading the app, you can use any preferred SIM Card to create a WavePay account. Follow the easy steps below.

1
STEP #1

To register your WavePay account, open the WavePay App

2
STEP #2

Choose your preferred Language.

3
STEP #3

You can read more about the features and services available on the WavePay App and then tap “Register”.

4
STEP #4

Type your mobile number and tap “Confirm”.

5
STEP #5

You will receive a temporary 4-digit PIN via SMS to your phone number. Enter the PIN and wait a few seconds to access the WavePay app.​

6
STEP #6

Please follow the instructions below to enter your new 4-digit PIN.

​​Note: Please make sure to remember the PIN number and do not share with anyone.

7
STEP #7

After verifying the 4-digit PIN numbers shown, tap “Confirm”.

8
STEP #8

Please type your 4-digit PIN again and tap “Login”.

9
STEP #9

In the WavePay App, you can review information about Wallet Capacity and Limits, then click “Become a Verified User” to provide the necessary information for registration.​

10
STEP #10

Tap “Open Camera” to provide a photo of your NRC Card (or) driving license (or) passport.​

11
STEP #11

Choose your ID type.​

12
STEP #12

Ensure that your front ID card fits completely within the frame and is clearly visible.

13
STEP #13

After your front ID card is clearly and completely captured within the frame, tab “Submit”. ​

14
STEP #14

Click “Tap to launch camera” to capture the back of your ID card.

15
STEP #15

Make sure your back ID card fits completely within the frame and is clearly visible.​

16
STEP #16

After your back ID card is clearly and completely captured within the frame, tab “Submit”.​

17
STEP #17

After your front and back ID card is clearly and completely captured, tap “Verify and Continue”.​

18
STEP #18

Fill out your name, gender, date of birth and make sure to follow the terms & conditions and tap “Continue”.

19
STEP #19

After submitting your basic information, click “Continue”.

20
STEP #20

For Wave account security, please click “OK” to verify your device, as we operate on a one-device, one-account system.​

21
STEP #21

Click “Authorize” to verify the phone type shown.

22
STEP #22

You can set up biometrics for your device over a PIN for easier and faster login and payments later from your profile.​

23
STEP #23

Please type your 4-digit PIN.

24
STEP #24

While the information is being verified, the Wave account status should display as “Pending”. ​

25
STEP #25

You need to take a photo of your face for identity card verification and face recognition. Tab “Update Required” to take the photo.​

26
STEP #26

No masks or glasses should be worn during photography, and the face must be captured within the frame.​

27
STEP #27

You can view the guide on how to capture a selfie photo.

28
STEP #28

After capturing your selfie clearly, tap “Submit”.

29
STEP #29

After entering all the information, tap “Continue” to activate your Wave account.

30
STEP #30

You can begin using services from your Wave account.

Why you should upgrade your WavePay account

The reason that you should upgrade your WavePay account is because you will be able to enjoy higher money transfer limits and unlimited wallet capacity with your Level 2 account.

Learn how to upgrade

LEVEL 2

  • UNLIMITED

    WALLET CAPACITY

  • 5,000,000 MMK

    DAILY LIMIT

  • UNLIMITED

    MONTHLY LIMIT

Security Tips

No.1 Mobile Financial Service in Myanmar

  • Wave Money received Myanmar’s first mobile financial services registration certificate issued in October 2016 by the Central Bank of Myanmar.
  • Wave Money was recognised as the first fintech company in Myanmar to launch an open API, “Pay with WavePay” linking merchants with customers in October 2017.
  • Wave Money became EBITDA positive in September 2018, just two years after its launch and has continued to maintain its profitability.

65,000

Wave Money shops across Myanmar.

27 Million+

unique customers for both Wave Money service and WavePay.

89%

of the country are covered by our extensive network of Wave Money agents nationwide.

Mobile Financial Service

Customer Testimonials

“My name is Maung Maung Oo and I live in Sat Hmu 2, Mandalay. I trade agricultural products for a living, and my business relies heavily on being able to send and receive money efficiently. Currently, I use both bank and hundi services to transfer money, more often hundi services actually, especially to be able to send money to more rural locations. It is quite expensive to utilize hundi services, and they are not always reliable. I have experienced more than once that there was a shortage of money at receiving end hundi, and my business partner had to wait an extra day to collect the money. I don’t like relying on hundi. I have also heard stories that Hundis are not trustworthy. Wave Money will be very convenient for traders like myself. To be able to send and receive money from a nearby Wave Money shop in every village is just great. The shops in the village are always open, even during weekends and holidays. And you can send money anywhere anytime. Wave Money will be a highly trusted brand!”

Maung Maung Oo, Agricultural Products Trader, Mandalay

“My name is Le’ Le’ Thaw from Sint Gu village in Nyaung Oo township. I moved to Yangon 7 years ago with my siblings to open a street restaurant. The money I earn from the restaurant, I use for personal expenses, health, business, and social events. I usually send money back to my mother via the bank every month. My mom has to travel to Chauk with a motorbike or a bus to collect money. It costs her 20 minutes and 2,000 Kyats with motorbike or 45 minutes and 500 Kyats with a bus each way, in addition to the bank’s service charge. I always worry that something will happen to mom or the money on the way from the bank.. It would be much more convenient if there was a place to receive money right in her village.”

Le’ Le’ Thaw, Street Restaurant Owner, Sint Gu Village, Nyaung U Township

“My name is Ma Chit Su Shwe. Each month I receive my salary from my employer, however there have been some issues over how we receive our salaries. Originally we used to receive our salary in cash on payday but this proved to be problematic as I was worried about safety when carrying cash around with me, as there could be a pickpocket on the bus or someone who follows me on the way home. More recently we have been receiving our salaries into a bank account so I can withdraw the money from an ATM. This is definitely better but there are still problems as often the ATM is out of service, the card gets swallowed by the machine or the money doesn’t come out even though the account was debited. If there was a solution to be able to receive salaries directly on our phones and cash out the money from reliable, convenient sources which are open outside office hours and at the weekends this would be amazing!”

Chit Su Shwe, Office Clerk, Yangon

“My name is U Tint Lwin Oo, and I come from North Dagon and I work as a plumber. In my company, we get paid every 5 days, and I give all the money I earn to my wife. I only keep enough to cover my transportation costs and small personal expenses. My wife manages our household, she buys our food and pays our bills. Our financial planning cycle is literally 5 days – until my next pay. Sometimes my salary is delayed. In these situations, we struggle and I have to go to the pawnshop to pawn the very little gold we have. The pawnshop owner collects daily interests and it is quite costly, but I have no choice. Before, I managed to save a small sum every month which I have turned into a small investment. A little while back, my wife and I bought a small land. Putting away money every month, only a few kyats here and there, was not easy, but it is worth it.”

Tint Lwin Oo, Plumber, Yangon

“My name is Ye’ Ko Ko Htet, and I am a 22 years old security officer. I live with my mother here in Bahan township in Yangon. Each month, I share half of my salary with my mother. The money helps her to save a little bit, both for herself and for my future. Most often she saves the money at home. She is hesitant to go to the bank as she feels that banks are not for her. She feels inferior going to the bank. Her health also inhibits her to travel over longer distances, and she is not fond of crowded places. In order to make the saving grow, she sometimes lends our saving to others in needs. However, on more than one occasion, they have not returned the money and we have lost our savings. I worry every time she lends money to others. Even saving at home is not ideal, what if someone takes the money or we have a fire? It would be much more comfortable for her if she could find better options to secure our saving.”

Ye’ Ko Ko Htet, Security Officer, Yangon