You can send money to anyone with WavePay in Myanmar. You only need the recipient’s phone number if the recipient already has a WavePay account. The money will be transferred to the recipient’s WavePay account directly. If the recipient doesn’t have a WavePay account, all you need is the recipient’s phone number, name and NRC number to transfer money anyone in Myanmar via WavePay. After the money is transferred, you must share the secret code with the recipient to cash out the money at nearest Wave Money shop. It is important not to share the “secret code” with anyone except the recipient of money.